With over 5 years of personal Medicare experience. Eileen combines her knowledge as a member with her passion for helping others navigate coverage confidently.
Our clients all become family. Our team is committed to providing care with the same dedication we would give to our own loved ones, guiding you every step of the way.
We work with over 50 providers to assure you the best solution for YOU. From health to life and beyond, we tailor your plan to fit your unique needs, giving you confidence and peace of mind.
Medicare is a health insurance program from the federal government, administered by CMS. Medicare is generally available to anyone 65 or older and to those under 65 with certain disabilities. Whether you are looking for a Medicare Supplement or a Medicare Advantage plan, we work with top carriers to provide you the absolute best in coverage.
| Feature | Medicare Supplement | Medicare Advantage |
|---|---|---|
| What is it? | Helps pay costs Original Medicare doesn’t cover (copays, coinsurance, deductibles). | Private plans (HMO/PPO) that bundle Parts A & B, usually Part D too. |
| Networks | No networks – see any doctor nationwide that accepts Medicare. | Must use doctors/hospitals in the plan’s network (except emergencies). |
| Referrals | No referrals required. | Often required for specialists. |
| Worldwide Coverage | Many Medigap plans cover emergency care outside the U.S. | Generally limited to U.S. coverage. |
| Premiums | Monthly premium in addition to Part B. | Low or $0 monthly premium (still pay Part B). |
| Part D (Drugs) | Buy a separate Part D plan for prescriptions. | Usually included in the Advantage plan. |
| Extra Benefits | Strictly medical cost coverage. | Often includes dental, vision, hearing, gym memberships (Silver Sneakers). |